Mortgage insurance estimate

PMI Calculator

Estimate monthly private mortgage insurance and how much principal remains before a conventional 80% loan-to-value target.

What this estimate means

PMI rates vary by lender, credit profile, loan type, and mortgage insurance provider. Use your quote if you have one.

Enter PMI assumptions

Estimated monthly PMI $0
Loan-to-value0%
Loan amount$0
Principal to 80%$0

Estimate only. PMI cancellation rules and lender requirements can differ.

PMI calculator FAQ

Does PMI always stop at 80% LTV?

Not automatically in every case. Lender rules, loan type, payment history, and property value evidence can matter.

What PMI rate should I use?

Use the rate from your loan estimate if you have one. Otherwise, treat the default as an editable example.

Is this a cancellation decision?

No. This calculator estimates the math and does not determine eligibility.