Extra principal

Extra Payment Mortgage Calculator

Estimate interest and time saved by adding extra principal to your monthly mortgage payment.

Before paying extra

Confirm whether your lender applies extra payments directly to principal and whether any prepayment restrictions apply.

Enter extra payment assumptions

Estimated interest saved $0
New payoff0 years
Time saved0 years
New payment$0

Estimate only. Taxes, escrow, servicer rules, and fees are not included.